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Home > Personal Banking > Personal Banking Rates
Madison National Bank's Personal Banking Rates
Click on the specific product category for rates:
Certificate of Deposits
Checking Products
Jumbo Certificate of Deposits
Money Market Accounts
Savings Products
Certificate of Deposits
Account |
Minimum Deposit to Open |
Balance to Earn Interest |
Rate |
Annual Percentage Yield |
Madison 3 Month Super CD |
$500.00 0 |
$500.00 0 |
0.50% 0 |
0.50%
1
|
Madison 4 Month Super CD |
$500.00 0 |
$500.00 0 |
0.50% 0 |
0.50%
2
|
Madison 5 Month Super CD |
$500.00 0 |
$500.00 0 |
0.50% 0 |
0.50%
1
|
Madison 5 Month Liquid CD |
$500.00 0 |
$500.00 0 |
0.50% 0 |
0.50%
3
|
6 Month Premium CD (Monthly Credit) |
$500.00 0 |
$500.00 0 |
0.65% 0 |
0.65%
1
|
6 Month Premium CD (Term Credit) |
$500.00 0 |
$500.00 0 |
0.65% 0 |
0.65%
1
|
Madison 6 Month Super CD |
$500.00 0 |
$500.00 0 |
0.65% 0 |
0.65%
1
|
Madison 7 Month Super CD |
$500.00 0 |
$500.00 0 |
0.75% 0 |
0.75%
1
|
Madison 9 Month Super CD |
$500.00 0 |
$500.00 0 |
0.75% 0 |
0.75%
1
|
Madison 11 Month Super CD |
$500.00 0 |
$500.00 0 |
0.75% 0 |
0.75%
1
|
Madison 12 Month Premium CD |
$500.00 0 |
$500.00 0 |
0.85% 0 |
0.85%
1
|
Madison 12 Month Super CD |
$500.00 0 |
$500.00 0 |
0.85% 0 |
0.85%
1
|
Madison 13 Month Super CD |
$500.00 0 |
$500.00 0 |
0.99% 0 |
1.00%
2
|
Madison 18 Month Super CD |
$500.00 0 |
$500.00 0 |
1.04% 0 |
1.05%
1
|
Madison 24 Month Super CD |
$500.00 0 |
$500.00 0 |
1.49% 0 |
1.50%
2
|
Madison 30 Month Super CD |
$500.00 0 |
$500.00 0 |
1.78% 0 |
1.80%
2
|
Madison 36 Month Super CD |
$500.00 0 |
$500.00 0 |
1.88% 0 |
1.90%
2
|
Madison 60 Month Super CD |
$500.00 0 |
$500.00 0 |
2.76% 0 |
2.80%
1
|
1 | Madison CDs – The Annual Percentage Yield (APY)'s are accurate as of September 9, 2010, and are subject to change without notice. The interest rates remain fixed until maturity. The minimum balance to open a Certificate of Deposit and earn the APY is $500. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
2 | Madison CDs – The Annual Percentage Yield (APY)'s are accurate as of September 9, 2010, and are subject to change without notice. The interest rates remain fixed until maturity. The minimum balance to open a Certificate of Deposit and earn the APY is $500. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. This product is available for new money only, the Bank reserves the right to cancel or modify this offer at any time without notice. |
3 | Madison 5 Month Liquid CD-The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. The interest rate remains fixed until maturity. The minimum balance required to open a Certificate of Deposit and earn the APY is $500. The rate is guaranteed for the term of the account. The 5 Month Liquid CD allows unlimited deposits and a maximum of $250,000 and two withdrawals without penalty (the account must be closed on the third withdrawal and a penalty may be imposed). Deposits and withdrawals will not change the term of the account. Fees and withdrawals could reduce earnings.This product is available for new money only, the Bank reserves the right to cancel or modify this offer at any time without notice. |
Checking Products
Account |
Minimum Deposit to Open |
Balance to Earn Interest |
Rate |
Annual Percentage Yield |
50 Plus Free Checking |
$50.00 0 |
$1.00 0 |
0.60% 0 |
0.60%
1
|
Advantage Checking with Interest |
$50.00 0 |
$500.00 0 |
0.60% 0 |
0.60%
2
|
Easy Checking with Interest |
$50.00 0 |
$1.00 0 |
0.55% 0 |
0.55%
3
|
Executive Checking with Interest |
$50.00 0 |
$2,500.00 0 |
0.65% 0 |
0.65%
4
|
Madison NOW |
$1,500.00 0 |
$1,500.00 0 |
0.55% 0 |
0.55%
5
|
Madison Super NOW |
$1,500.00 0 |
$20,000.00 0
$10,000.00 0
$1.00 0 |
0.55% 0
0.40% 0
0.25% 0 |
0.55%
6
0.40% 0
0.25% 0 |
MVP Checking with Interest |
$50.00 0 |
$1.00 0 |
0.55% 0 |
0.55%
7
|
Value Checking with Interest |
$50.00 0 |
$1.00 0 |
0.55% 0 |
0.55%
8
|
1 | 50 Plus Checking – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $1 or more, the APY is 0.60%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
2 | Advantage Checking w/Interest – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $500 or more, the APY is 0.60%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
3 | Easy Checking w/Interest – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $1 or more, the APY is 0.55%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
4 | Executive Checking w/Interest - The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $2,500 or more, the APY is 0.65%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
5 | Madison Now – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $1,500 or more, the APY is 0.55%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
6 | Madison Super Now – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. This is a tiered account. If your daily balance is $20,000 or more, the APY is 0.55%. If your daily balance is less than $20,000 but more than $9,999 the APY is 0.40%. If your daily balance is less than $10,000 but more than $1 the APY is 0.25%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
7 | MVP Checking w/Interest – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $1 or more, the APY is 0.55%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
8 | Value Checking w/Interest – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. If your daily balance is $1 or more, the APY is 0.55%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
Jumbo Certificate of Deposits
Account |
Minimum Deposit to Open |
Balance to Earn Interest |
Rate |
Annual Percentage Yield |
Madison 30 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.55% 0 |
0.55%
1
|
Madison 60 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.55% 0 |
0.55%
1
|
Madison 90 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.55% 0 |
0.55%
1
|
Madison 120 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.55% 0 |
0.55%
1
|
Madison 180 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.55% 0 |
0.55%
1
|
Madison 270 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.80%
1
|
0.80%
1
|
Madison 365 Day Jumbo CD |
$100,000.00 0 |
$100,000.00 0 |
0.90% 0 |
0.90%
1
|
1 | Madison Jumbo CDs – The Annual Percentage Yield (APY)'s are accurate as of September 9, 2010, and are subject to change without notice. The interest rates remain fixed until maturity. The minimum balance to open a Jumbo CD and earn the APY is $100,000. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
Money Market Accounts
Account |
Minimum Deposit to Open |
Balance to Earn Interest |
Rate |
Annual Percentage Yield |
Passport Money Market |
$2,500.00 0 |
$2,500.00 0
$1.00 0 |
0.75% 0
0.50% 0 |
0.75%
1
0.50% 0 |
Platinum Passbook Money Market |
$25,000.00 0 |
$25,000.00 0
$2,500.00 0
$1.00 0 |
0.70% 0
0.50% 0
0.30% 0 |
0.70%
2
0.50% 0
0.30% 0 |
1 | Passport Money Market – The Annual Percentage Yield (APY) is accurate as of September 9, 2010. During the first 60 days, for each day that the balance in your account is $2,500 or more, the entire balance in the account will earn the stated rate at account opening. After the first 60 days, the interest rate and APY will become a variable rate subject to change as determined by the Bank. This is a tiered account. If your daily balance is $2,500 or more, the APY is 0.75%. If your daily balance is below $2,500 the APY is 0.50%. Fees could reduce earnings.This product is available for new money only, the Bank reserves the right to cancel or modify this offer at any time without notice. |
2 | The Annual Percentage Yield (APY) is accurate as of September 9, 2010. The Platinum Passbook Money Market Account is guaranteed for 60 days, for each day that the daily balance in your account is $25,000 or more, the entire balance in the account will earn the stated rate at account opening. After the first 60 days of the account, the interest rate and APY will become a variable rate subject to change as determined by the Bank. This is a tiered account and will receive an APY of 0.70% for balances of $25,000 or more when combined with a checking account that maintains an average daily balance of $5,000 or 0.50% APY when the checking account balance falls below $5,000. If the Platinum Passbook Money Market account is not combined with a checking account, the account will receive an APY of 0.50%. The Platinum Passbook Money Market will earn 0.50% APY for balances from $2,500 to $24,999, and 0.30% APY for balances under $2,500. Fees may reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
Savings Products
Account |
Minimum Deposit to Open |
Balance to Earn Interest |
Rate |
Annual Percentage Yield |
Madison Holiday Savings |
$1.00 0 |
$1.00 0 |
0.70% 0 |
0.70%
1
|
Madison Kids Savings |
$1.00 0 |
$1.00 0 |
0.70% 0 |
0.70%
2
|
Madison Optimal Savings |
$1,000.00 0 |
$25,000.00 0
$1.00 0 |
0.75% 0
0.30% 0 |
0.75%
3
0.30% 0 |
Madison Student Savings |
$1.00 0 |
$1.00 0 |
0.70% 0 |
0.70%
4
|
Madison Super Saver |
$200.00 0 |
$5,000.00 0
$1.00 0 |
0.70% 0
0.55% 0 |
0.70%
5
0.55% 0 |
Madison Vacation Savings |
$1.00 0 |
$1.00 0 |
0.70% 0 |
0.70%
6
|
1 | Madison Holiday Savings – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. Minimum opening deposit for each account is $1.00. Balances over $1.00 earn 0.70% APY. Fees could reduce earnings. |
2 | Madison Kids Savings – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. Minimum opening deposit for each account is $1.00. Balances over $1.00 earn 0.70% APY. Fees could reduce earnings. |
3 | Madison Optimal Savings – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. This is a tiered account. If your daily balance is $25,000 or more, the APY is 0.75%. If your daily balance is below $25,000 the APY is 0.30%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
4 | Madison Student Savings – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. Minimum opening deposit for each account is $1.00. Balances over $1.00 earn 0.70% APY. Fees could reduce earnings. |
5 | Madison Super Saver – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. This is a tiered account. If your daily balance is $5,000 or more, the APY is 0.70%. If your daily balance is below $5,000 the APY is 0.55%. Fees could reduce earnings. The Bank reserves the right to cancel or modify this offer at any time without notice. |
6 | Madison Vacation Savings – The Annual Percentage Yield (APY) is accurate as of September 9, 2010, and is subject to change without notice. Minimum opening deposit for each account is $1.00. Balances over $1.00 earn 0.70% APY. Fees could reduce earnings. |
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