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Home > Privacy Policy
Privacy Policy
Because Your Trust Is So Important
Your trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
Notice Of Your Financial Privacy Rights
We, our, and us, when used in this notice, mean Madison National Bank.
This is our privacy notice for our customers. When we use the words "you" and "your", we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account
- We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Non-public, personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public, personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean non-public, personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A non-affiliated third-party is a person we do not employ or a company that is not an affiliate of ours. This is also known as non-affiliated third-party, or simply, an "other party."
The Information We Collect
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying customer information
The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
Information About Former Customers
We do not disclose information about former customers, except as permitted by law.
Your Information and Outside Marketing Services - Future Changes
In the future, we may disclose information about you to outside marketing services, even though we are not doing so now. Here are the kinds of information we may disclose to these services:
- Information you give us on an application or other forms, such as:
You may not opt out of the disclosure of this information.
Types of Outside Marketers
We may disclose information about you in the future to the following types of outside marketers:
- Service providers that perform marketing services for us, such as:
Reasons For Disclosure
In the future, we may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.
Your Information and Joint Marketers - Future Changes
In the future, we may disclose information about you to joint marketers, even though we are not doing so now. Here are the kinds of information we may disclose to these marketers:
- Information you give us on an application or other forms, such as:
You may not opt out of the disclosure of the information listed above.
Types of Joint Marketers
We may disclose information about you in the future to the following types of joint marketers:
- Financial service providers, such as:
- Private label credit card issuers
- Consumer lending agencies
Reasons for Disclosing
In the future, we may disclose information about you to joint marketers to provide you with information about additional products and services.
Website and Online Banking
Our privacy policy set forth above pertains to any information that you choose to provide through our web site or through banking with Madison National Bank online.
We also collect the following information about you in providing our Online Banking Service:
- Information you give us through the submission of an online banking application.
- Information about your Online Banking and Bill Payment transactions.
Stringent security measures protect the personal information you provide when using our Online Banking service. Click here for additional Online Banking Security information.
Rev. 7.3.2009
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